With financial independence, retirement can be the, most fulfilling time of life . This class covers, important money management concepts and issues, that are critical to people at or near retirement, . Topics include how to reduce pressures on, retirement income and which assets are appropriate, for retirement income, which are appropriate for, lifetime use and which assets are appropriate for, future generations; how to make the right health, care decisions; and options on how to transfer, assets to other generations of the family ., An optional financial planning consultation is, provided after the class . A "hear it, see it,, read it, write it" teaching method makes it easy, for students to understand and remember the, practical information . The fee includes a, workbook and study aids .